In a climate where governments are trying to balance the budget, changes to Super were inevitable, but the current proposed changes could only have come from bureaucrats in the privileged world of Canberra. The retrospective nature of the $500,000 total non-concessional contributions will limit younger people from providing for their own comfortable retirement. From a property view, there are still many older business people with substantial amounts in their Super who should and will buy their own premises in their self-managed super fund. Watch this space - proposed measures are likely to change. In the meantime, write to your local MP if you’re affected.